tis the season to be jolly, not to be broke :-)

tis the season to be jolly, not to be broke :-)

Get rid of that credit card debt, don't shop til you drop. Whenever I think of credit cards and shopping it inevitably brings me back to an episode of the Flintstone’s when Wilma is upset with Fred so she goes out with her credit card and she CHARGE’s everything…
She yells out CHARGE, and there she goes, shopping and buying away…

It’s a funny anecdote, but the sad part is that it often is a reflection of life. We charge and charge and charge things to our credit cards until we can’t charge no more, no more space, limit exceeded, transaction refused... Call it whatever you want… using a credit card comes with its risks and challenges and bringing credit card debt under control is really tough. It can seem as though it will take forever however with some careful planning and budgeting there is always a way to get out of the cycle of debt.

Credit card usage is very accepted in today’s society, don’t have enough money to buy something, charge it… It’s a world of instant gratification… buy now, enjoy now… assume the consequences later.

My wish to all my friends for Christmas is for them to be cheerful and jolly, to bring joy to the world and warm smiles on those you love and appreciate, but try to reign in the credit card expenses if you can, within reason, you’ll be glad you did…..

Warm wishes and happy holidays to all…

P.S. I didn’t say to not buy anyone any presents, please do so… you can buy me one too if you want just try to be reasonable and don’t go overboard with the usage of plastic cash.